A good lender is crucial to a smooth home purchase. 

It is important for you to call some professionals to discuss not only their rates, but also their fees and loan programs.  You need to feel comfortable with your lender of choice.  Remember, rates change constantly but that important relationship you build with your lender remains.  Here are a few lenders with which I have had very positive transactions over the years.  These names are merely to help you get started: